Important Disclaimers and Legal Information

Past performance does not guarantee future results.

All financial decisions carry risk. Consult with a qualified professional before making any financial commitments.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

This disclaimer applies to all content, services, and materials available through irsoglayaralo.com and any associated platforms or communications.

Information Accuracy and Reliability

While we make every effort to ensure the accuracy of information presented, please be aware of the following limitations:

  • Market conditions and financial regulations change frequently, and information may become outdated
  • Individual circumstances vary significantly, and general information may not apply to your specific situation
  • Third-party data sources may contain errors or inconsistencies beyond our control

Limitation of Liability

To the fullest extent permitted by applicable law, irsoglayaralo and its affiliates shall not be liable for any damages arising from the use of this website or services, including but not limited to:

We specifically exclude liability for the following categories of damages and losses:

  • Direct, indirect, incidental, consequential, or punitive damages
  • Loss of profits, revenue, business opportunities, or data
  • Financial losses resulting from decisions made based on website content
  • Technical issues, website downtime, or service interruptions

Professional Advice Disclaimer

The content and services provided through irsoglayaralo do not constitute professional financial advice, tax advice, legal advice, or investment recommendations. Our consultations are analytical reviews and discussions designed to help you understand various financial concepts and considerations.

Always seek advice from qualified, licensed professionals before making significant financial decisions. Consider your personal circumstances, risk tolerance, and financial objectives.

External Links and Third-Party Content: External Links and Third-Party Content

External Links and Third-Party Content

Our website may contain links to third-party websites, resources, or services. These links are provided for convenience and informational purposes only.

We do not endorse, control, or assume responsibility for the content, accuracy, or practices of any linked third-party sites. Use of external links is at your own risk.

Results and Outcomes Disclaimer

Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed concepts.

Success in financial planning depends on numerous factors including but not limited to personal discipline, market conditions, economic factors, and individual circumstances. We cannot guarantee specific outcomes or results from our consultations or analytical reviews.

Governing Law and Jurisdiction

This disclaimer and all related matters are governed by the laws of Australia, specifically the Australian Securities and Investments Commission (ASIC) regulations and relevant consumer protection legislation.

Regional Regulatory Variations

Financial regulations may vary between Australian states and territories. Users are responsible for understanding and complying with local regulations applicable to their jurisdiction.

  • All disputes shall be subject to the exclusive jurisdiction of Australian courts
  • Australian Consumer Law protections apply where applicable
  • ASIC regulatory requirements govern relevant financial service activities

Age Requirements

18+

Our services are intended for adults aged 18 years and above. Users must be legally capable of entering into binding agreements.

User Indemnification

By using our services, you agree to indemnify and hold harmless irsoglayaralo, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time without prior notice. Changes become effective immediately upon posting. Continued use of our services constitutes acceptance of any modifications.

This disclaimer was last updated on September 20, 2025.

Contact Information for Legal Matters

If you have questions about this disclaimer or need clarification on legal matters, please contact us using the information below:

irsoglayaralo

Level 12, 456 Collins Street, Melbourne VIC 3000

For legal and compliance inquiries: contact@irsoglayaralo.com

Legal department: +61 3 9539-5387-699